Missold Car Finance

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Were You Missold
Car Finance?

Surprise Surprise. In a recent FCA report, it was found that car finance consumers may have been overcharged and deceived when arranging their car finance deals. Many Car Buyers have been mis sold Car Finance in the UK.

Quick Eligibility Check

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Name*
Was Your Car Financed in the Last 8 Years?*
Were you made aware of any hidden commissions?*

Step 1

Check if you were Missold Car Finance by completing our Online Eligibility Form.

Step 2

Discuss your claim details with our In-House PCP Experts.

Step 3

Our PCP experts will establish whether or not you have a claim.

Step 4

We Prepare Your Case And Then Submit your application.

You May Qualify To Get Money Back

Common Reasons Why You May Be Eligible

  • Commission Not Clarified

    Commission made by the sales person from your PCP contract was made ambiguous.

  • Actual Ownership of Car Not Made Clear

    The car dealership did not explain who actually owns the car, whether it is the dealership itself or another finance company.

  • Responsibility For Repairs

    If the salesperson was unclear as to who is financially responsible for the cost of repairs to the vehicle, then you may been missold car finance.

Are You Aware That The FCA Recently Published A Report on Car Finance Misselling?

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Companies that offer Car Finance

If you purchased an Audi vehicle in the last few years, you may be eligible for a claim.

Check if you may be eligible for a claim on your BMW Car Purchase.

Check if you may be eligible for a claim on your Ford Car Purchase.

Check if you may be eligible for a claim on your Honda Purchase.

Check if you may be eligible for a claim on your Jaguar Car Purchase.

Check if you may be eligible for a claim on your Kia Car Purchase.

Check if you may be eligible for a claim on your Landrover Car Purchase.

Check if you may be eligible for a claim on your Lexus Car Purchase.

Check if you may be eligible for a claim on your Mercedes Car Purchase.

Check if you may be eligible for a claim on your Mitsubishi Car Purchase.

Check if you may be eligible for a claim on your Porche Car Purchase.

Check if you may be eligible for a claim on your Tesla Car Purchase.

Check if you may be eligible for a claim on your Volkswagen Car Purchase.

Check if you may be eligible for a claim on your Volvo Car Purchase.

Do A Quick Eligibility Check!

Car Manufacture Finance Companies

Claim PCP in Manchester
Audi PCP Claims

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Claim PCP in Manchester
BMW PCP Claims

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Claim PCP in Manchester
Mercedes PCP Claims

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Ford PCP Claims

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Claim PCP in Manchester
Audi PCP Claims

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Claim PCP in Manchester
BMW PCP Claims

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Claim PCP in Manchester
Mercedes PCP Claims

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Ford PCP Claims

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Happy Customers

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Ethan Valdez
California
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Adam Brooks
Los Angeles

PCP Frequently Asked Questions

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PCP – short for Personal Contract Purchase is essentially a loan provided to a car buyer to allow them spread payments for a vehicle over a specified period: i.e two or three years. 

PCP can be a complex financial arrangement with buyers often handed worse deals than necessary due to the involvement of salesmen looking to benefit from good commission rates. 

A PCP Claim is a legal, formal complaint we submit on your behalf as a car buyer to a company who have evidently mis-sold you car finance. 

PCP Deals make the prospect of changing cars every few years attractive especially due to the fact that you can spread your payments.

A high percentage of cars bought were secured via PCP deals. 

 

The misconception around car finance is that the product being sold is a car.

This is only partly true. In fact, the main product that is being sold is a financial product – a loan.

The car is a red herring that has deflected the public eye away from this sector of credit broking meaning it has not been under as much scrutiny as, say, mortgages.

The concept of PCP itself is also relatively new.

This can vary slightly depending on the finance company but also how quickly you provide our claim experts with all the information required on your PCP Deals. 

From our experience and as an estimate, the timeline would range between 3 months and 12 months – other factors into consideration. 

Compensation from a PCP claim could vary greatly depending upon a few factors. The original value of your car, the amount paid as commission as well as other key details in your original PCP contract will influence a potential payout. In general, you can expect to receive significant compensation which could be worth several thousands of pounds for a successful claim.

Very simple. “No-win No-fee simply implies that if we are unsuccessful with your PCP Claim, then we wouldn’t be charging you any fees for our services. However, should we be successful on your behalf, then we would be due a fee for our services i.e. Solicitors’ fees.

“No-win No-fee” claims are popular because you don’t need to make an upfront payment for us to prepare a case for you- meaning you have nothing to lose!

Yes. It is possible for a PCP Claim to be rejected. However, many initial rejections get overturned later especially if we expedite the case for you to the Financial Ombudsman Service.  

You are able to make as many PCP Claims for as many vehicles that you purchased through a PCP agreement. All that is needed for us to process your car finance claim is the appropriate documentation for each qualifying car. 

Generally, it’s better for us for your claim if you have all your paperwork to hand.

However, should you not be able to locate this, we would still require your lender’s name as well as your credit agreement number.

If unsure, please do put a quick call through to our PCP Claim Advisers on 0161 413 2712.

Importantly, we have successfully processed many PCP Claims even without paperwork.

Yes there is. Essentially, if you can provide us with all the necessary details on your PCP agreement on time, we can immediately begin to action your case with the finance company.  

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